Unlock the new era of encryption: the prospect of the industry event in 2025

Written article: Thunder, Bitchain Vision

It is considered to be an important year for the encryption industry to mature and standardized in 2025.A series of major events and technological breakthroughs will promote the market to enter a new stage, and at the same time have a profound impact on the global financial system.The following are the eight major events, as well as their background and influence worthy of attention in the encryption industry in 2025.

1. New Trump’s new government team is new: the turning point of the encryption market supervision

Trump’s second term is expected to bring new directions to US financial supervision, especially the policy formulation of the Commodity Futures Commission (CFTC) and the Securities Exchange Commission (SEC).The new leadership team may adopt a more open and flexible regulatory attitude to promote market development.

background

1. Promotion of CFTC

• More commodity encryption assets are included in the regulatory scope: CFTC may classify more mainstream encrypted assets (such as Solana and Polygon) as products, and clarify its regulatory framework.

• Promote the expansion of the encrypted derivative market: CFTC may accelerate the approval of more encrypted futures and options transactions, and provide more extensive hedge tools for institutional investors.

• Globalization cooperation: By strengthening cooperation with other national regulatory agencies to promote compliance and standardization of cross -border transactions.

2. The transformation of the SEC

• Expansion of spot ETF: Following Bitcoin and Ethereum spot ETF, more ETFs (such as Solana, Hedera) of more mainstream assets may be approved to further promote capital inflows.

• Stable currency regulatory framework: Stable currency may be included in the “payment tool” framework to promote the integration of mainstream payment and settlement systems.

3. Joint action between CFTC and SEC

• Introduce a unified classification standard for crypto assets.

• Promote the funds of institutions to enter the encryption market smoother.

Influence

• Increasing market transparency: The clear regulatory framework will reduce market uncertainty and attract huge amounts of funds for institutions to enter the market.

• Industry shuffle: Strict compliance requirements may eliminate some small and medium -sized projects, and the market will develop in a more concentrated and mature direction.

Second, Ethereum Dencun upgrade and PECTRA technology innovation

Ethereum will usher in a number of technical upgrades in 2025, including the full implementation of Danksharding and the upgrade called “Pectra”.These technological improvements will significantly enhance the scalability and user experience of Ethereum.

background

• Account Abstraction (EIP-7702): Simplify user operations and support complex decentralized applications (DAPP).

• Zero-knowledge proof support (EIP-2537): Improve privacy and expansion capabilities.

• The upper limit of the pledge of the verification (EIP-7251): Improve network efficiency and provide convenience for institutions to participate in pledge.

• Data availability sampling (Peerdas): Reduce the cost of Layer-2 transaction costs and promote ecological expansion.

Influence

• Attract more developers and users into Ethereum ecology.

• Promote the further development of decentralized finance and NFT markets.

3. Global stable currency supervision framework landing

In 2025, the G20 is expected to complete the global unified regulatory framework, which will have a significant impact on the issuance, reserve requirements and cross -border payment applications of stable coins.

background

• Financing dynamics:In 2024, the financing in the field of stabilized currency reached 1.86 billion US dollars, of which STRIPE acquired Bridge Network for $ 1.1 billion.

• Traditional institutions enter the bureau:PayPal’s PYUSD market value has exceeded $ 1 billion, promoting the integration of stable currency payment and traditional payment.

• Regional supervision:The EU’s MICA regulations and Hong Kong’s stable coin sandbox plans will be fully implemented in 2025.

Influence

• The acceleration of international payment: Stablecoin will play an important role in high inflation areas and international trade.

• Market scale expansion: The market value of stable currency is expected to exceed 400 billion US dollars, becoming the fastest growing track in the encryption field.

Fourth, the deep fusion of AI and blockchain

The combination of artificial intelligence (AI) and blockchain is leading technological innovation, especially in the field of AI wallets, decentralized AI agents and AI training networks.In 2025, this fusion will give birth to a number of new technologies and applications.

background

1. Decentralized independent chat robot (DACS): Blockchain -based AI chat robot can manage assets independently and complete complex tasks.

2. AI wallet: AI agent will support independent investment and payment functions.

3. Identity verification and privacy protection: Ai technology is combined with blockchain to ensure the authenticity and privacy of interaction.

4. AI Agent: Virtual, as a new generation of AI and blockchain protocol, promoted the application of AI in the Yuan universe and web3 through rapid deployment, independent smart body and infrastructure that is used in an ingredient.And investment support.Eliza, as the world’s first chat robot, laid the theoretical basis for human -computer interaction, provided important inspiration and historical accumulation for the logic and functions of modern AI agents.

5. Technology giants such as Google and Apple launched AI agency products.Decentralization AI network (such as fetch.ai) has become a market hotspot.

Influence

• The combination of AI and blockchain helps reduce the technical threshold of Web3, enhance user privacy and security, and at the same time promote the integration and development of virtual economy and real economy. It is expected that more mainstream applications and technological breakthroughs will be given by 2025, leading the industryGo to maturity.

V. Global Expansion of Bitcoin and Ethereum ETF

The approved approval of the spot Bitcoin and Ethereum ETF brings capital inflow and mainstream recognition to the encryption market. In 2025, more assets may enter the ETF field.

background

• Flow inflow: As of December 2024, the scale of Bitcoin ETF management has exceeded $ 100 billion.

• Extended to other assets: Many institutions have submitted Solana ETF applications, including Bitwise, VANECK, 21Shares and Canary Capital.These applications are mainly submitted in November 2024. It is expected that the final approval deadline will be in early August 2025.At the same time, the Canary Capital and Bitwise institutions have submitted an application for the spot XRP ETF to the SEC.

Influence

• Mainization acceleration: The popularity of ETFs will enhance the liquidity and transparency of the market.

• More institutions participation: Traditional institutional funds will influx on a large scale.

6. Breakthrough of the real world asset (RWA) tokens

The real -world assets token (RWA) achieved significant results in 2024, and the market size may be further expanded in 2025.

background

• Locking volume in 2024: The total value of the RWA market has reached 60 billion US dollars.

• Main projects: ONDO Finance, MAPLE Finance and Centrifuge promote the asset chain.

• Stable currency market value: As of March 2024, stabilization currency was the largest section of RWA, with its market value of more than 150 billion U.S. dollars.

• Vigatization financial products: Berlaide, Franklin Dunpon and ONDO Finance have launched their own tokenized financial products.

Influence

• Breakthrough in market size: RWA locking volume is expected to exceed 200 billion US dollars.

• More asset categories: Including the tokens of stocks, real estate and commodities will accelerate.

Seven, NFT revival

NFT (intangible homogeneous tokens) is gradually transforming from the initial art collection and speculative tools to more practical chain tools.In 2025, with the development of blockchain technology and the expansion of the web3 ecology, the potential of NFT in actual applications will be more widely explored

background

• Practicality becomes core driver: NFT is no longer limited to collecting value, but gradually integrates into the actual application scenario, such as the identity (DID), the assets of the game, membership and consumer rewards.

• Emerging markets and cross -border cooperation: Projects such as Sofamon to achieve the economic value development of digital identity and wearable equipment on the chain by combining the NFT with the emoji market.

• Technology and industry support: NFT showed higher technical flexibility in 2024, and was used to mark, transfer and evaluate digital assets and real assets.

Influence

• Promote the maturity of the web3 ecology: the practicality of NFT into the web3 ecology injects new vitality.By integrating identity management, membership rights and cross -industry innovation applications.

• Reconstruction of the brand and consumer relationship: The addition of traditional brands (such as IWC) shows that NFT has become an important tool for brand redefining user experience and brand loyalty.

• Promoting the protection and monetization of intellectual property rights: projects like Story Protocol show that NFT can become an important tool for intellectual property protection, especially in combating counterfeit products and empowering creators.

• The integration of accelerated chain and the economy under the chain: Through the tokenization and evaluation capabilities of NFT, the connection between encrypted assets and the real economy will be closer and provides higher transparency and liquidity for the capital market.

• The active and standardization of the investment market: The NFT market in 2025 will be more standardized. NFT is no longer simply speculative tools, but asset categories with long -term value support.

8. DEFI 2.0: Increase capital efficiency and compliance

The DEFI protocol will be further developed by enhancing capital efficiency, introducing credit and integrating RWA in 2025.

background

• The DEFI agreement significantly promoted the improvement of capital efficiency in 2024, and optimized the use model of funds through an innovation mechanism.The traditional DEFI protocol (such as AAVE, Compound) relies on the high mortgage mechanism, resulting in low capital efficiency, and the emerging agreement uses the protocol-based liquidity (POL) to use the assets of the liquidity pool or introduce the liquidity pool assets or introduce the introductionLocking mechanisms to reduce dependence on external capital, such as Balancer and CURVE’s “liquidity lock lock rewards” significantly improved liquidity stability.

• The introduction of credit on the chain is an important direction for Defi development in 2024. It evaluates credit through the user chain behavior (such as transactions and repayment records), thereby reducing mortgage requirements and release of more capital liquidity.For example, credit scoring agreements such as Arcx and Specialral have begun to be applied to multiple lending platforms, and mainstream protocols such as AAVE and MAPLE Finance are testing low mortgage or unsecured loan models, bringing new capital release paths to the DEFI field.

• The integration of real -world assets (RWA) is another highlight of Defi development in 2024. By improving capital efficiency by traditional assets such as bonds, real estate, and account receivables.For example, MakerDao has added U.S. Treasury bonds and corporate bonds as mortgages, making the supply of DAI stable currency increased by more than 20%.In addition, ONDO Finance focuses on the US Treasury tokenization, and its lock volume exceeds $ 600 million.

• Hyperliquid’s innovative tokens HIP-1 and HIP-2 enhance the practicality and liquidity of the tokens. HIP-1 allows users to create alternative tokens that are directly linked to the spot order book on the chain.Financial tools.Compared with the ERC-20 standard, it ensures instant trading and high performance, and is designed for financial assets.

Influence

• Increased capital efficiency: POL and dynamic lending interest rates will attract more capital inflow, and promote the total value of DEFI lock in 2025 to exceed $ 300 billion.

• Credit reinstatement on the chain: The popularity of credit on the chain reduces the threshold for mortgage, promotes the scale of low mortgage lending, and attracts more users and funds to participate.

• RWA token has expanded asset categories.

• Compliance and institutional participation accelerate: The compliance framework introduces attracting institutional funds to promote the diversified development of DEFI and strengthen its deep integration with traditional finance.

summary

2025 will be a year for the encryption industry to mature and diversified.These major events and trends will jointly promote market standardization, technological innovation and mainstreamization, while attracting more traditional institutions and retail users to join, accelerating the in -depth integration of the encrypted industry and the global financial system.