
Author: zero -different financial source: x,@0xspread
With the continuous maturity of the cryptocurrency market, stabilization coins have gradually become an important role that cannot be ignored in the crypto ecosystem.Risk Investment (VC) has a strong interest in this field not only stems from the high liquidity and market potential of stablecoins, but also its application prospects in encrypted payment, cross -border remittances, and DEFI.
Today, we will analyze the following issues in depth to explain why stable currency can attract VC’s favor?Reveal its future opportunities and challenges:
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The rise of stable coins
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Why is VC favor stable currency?
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Future opportunities and challenges of stabilizing the currency market
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Stablecoin: New Wind of VC Investment
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1. The rise of stablecoins: “Number of Numbers” for encrypted payment
Stable currency is essentially to reduce volatility by anchoring legal currency or other assets, thereby providing a more stable trading medium in the encryption market.In recent years, with the popularity of DEFI and the increase in demand for encrypted payment, the market application of stablecoins has gradually expanded to many fields such as cross -border payment, trade financing, and digital payment, and has become one of the core of fintech innovation.
For example, the world’s leading accelerator Y Combinator has listed stable coins as one of the entrepreneurial directions focusing on 2025.At the same time, some large stablecoin items, such as USDX.Money and Quine Co., have successfully attracted a lot of investment.Well -known VC institutions such as Binance Labs, Andreessen Horowitz have taken stable coins as a key direction for its long -term investment.
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2. Why is VC favor stable currency?
1. Cross -border payment and transaction cost advantage
Stable coins show huge advantages in cross -border payment, especially in terms of reducing transaction costs and increasing payment speed.Compared with the traditional cross -border payment system (such as SWIFT), stablecoins can bypass bank agencies to reduce transaction costs.In recent years, the application of stable coins such as USDC and USDT has gradually expanded in the application of emerging markets such as Africa and Latin America. Especially in the demand for remittances in these areas, stablecoin provides a more convenient and lower cost method than traditional channels.
For example, USDC is not only favored by institutional investors in the US market, but its transparency and compliance make it the preferred tool for cross -border payment.Investors are seeing that stablecoin can provide a high -efficiency and low -cost alternative solution for the global payment system, thereby reducing time costs and exchange rate risks in cross -border payment.
2. DEFI Revolution: the core position of stablecoin
The explosive growth of decentralized finance (DEFI) also makes stablecoins the cornerstone of this ecosystem.Defi protocols, such as MakerDao, AAVE, and Compound, etc., are widely used as the main assets of stable coins as the main assets of loan, liquidity pool and derivatives.These applications not only reduce the risk of price fluctuations in traditional crypto assets (such as Bitcoin, Ethereum), but also promote the transparency and trust of the decentralized market.
What the VC institution sees is that the core role of stablecoin in DEFI makes them a key asset that attracts capital and liquidity.The low volatility of stablecoins makes it a “shelter” in the DEFI project. Whether in the borrowing market or liquidity pool, stable currency can effectively ensure the stability and reliability of assets.
3. Digital transformation of traditional financial systems
Stable coins are not only favored by the encryption industry, but also attracted the attention of traditional financial institutions.For example, STRIPE acquired Bridge, a stable currency payment platform for $ 1.1 billion, and further promoted the integration of stable currency and traditional payment system.PYUSD stabilization coins launched by PayPal are also an important layout in the field of cryptocurrency payment. It aims to expand its global payment network through stable coins, especially in the application of cross -border payment and e -commerce.
Global financial giants such as Visa and MasterCard are also steadily promoting cooperation with stable coins.Visa and USDC have established partnerships to promote its application in global payment networks.With these traditional financial giants gradually accepted stablecoins, the VC institution also saw huge business opportunities in it, and believes that stable currency has the potential to become the core tool for global payment systems.
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3. The future opportunities and challenges of the stablecoin market
1. evolution of the regulatory framework
Although the stable currency market has a broad prospect, one of the biggest challenges it faces is still the uncertainty of global supervision.Many countries and regions have not yet clear regulatory policies for stablecoins, especially in the United States, the compliance and legality of stablecoin are still unreasonable.
With the gradual strengthening of cryptocurrency supervision worldwide, the stabilized currency market may usher in a clearer laws and regulations, which will help improve the transparency and legitimacy of the market, and also provide a more stable investment environment for VC.Some institutions have begun to actively deploy stablecoin items that meet the requirements of compliance. For example, USDC is a stable currency with high compliance. Its asset reserves are transparent and have been recognized by regulatory agencies.
2. Technical innovation and market competition
The competition in the stablecoin market has become increasingly fierce.In addition to TETHER (USDT) and USDC, the centralized stable currency such as DAI (MAKERDAO) also occupies an important position in the DEFI ecosystem.BUSD has become another market for the main market for its in -depth integration with the Binance Exchange.
However, technological innovation and competition have also brought uncertainty to the market.For example, although DAI has decentralized advantages, its stability is affected by the fluctuation of encrypted asset fluctuations.In contrast, centralized stablecoins such as USDC and BUSD have stronger asset mortgage and compliance support, but they are also facing supervision and compliance challenges.
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Fourth, stablecoin: new air outlet of VC investment
Stable currency is not only an important part of the cryptocurrency market, it has also potential to become the core tool for future global payment systems.With the continuous development of encrypted payment, DEFI and traditional finance, the market space of stablecoin will further expand, attracting more VC funds.
Despite the competition of regulatory challenges and technological innovation, the advantages of stable coins in reducing transaction costs, improving payment efficiency, and promoting financial decentralization have made it a new star in the financial technology field.For VC, stablecoin is a potential investment field. It can not only enjoy the dividend of market expansion, but also use technological breakthroughs to bring profound changes to the global financial ecology.
The future of the stabilization coin market is the new outlet of VC investment.