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Source: Blockchain Knight
This article was specially written by Vincent Maliepaard, the market director of Into theBlock.
DEFI is pushing one of the most active waves of innovation in the past decades.Although some people may think that DEFI is a mature industry, it is still developing rapidly, Constantly launching tools that may redefine traditional finance.
Let ’s take a look at some of the most promising progress in DEFI, as well as a protocol at the forefront of this change.
1. The yield is automatically done by the market business agreement
The yield rate is automatically launched by the city merchant (AMM) to launch a breakthrough method for management and transaction yields.
PENDLE Finance and other agreements separate the income of assets from the principal value, enabling investors to speculate or hedge future income without selling target assets.
This opens the door for the new trading strategy, reshapes the way investors handle interest rate risks, and bring greater flexibility and liquidity to fixed income investment portfolios.
Yield AMMS stands at the forefront of optimizing capital efficiency and releases the risk adjustment that the traditional financial industry cannot reach before.
2. Investment polymer and abstract protocol
As DEFI becomes more and more complicated, the yield polymerizer has gradually become an important tool for maximizing income while maximizing complexity.
Platforms such as Yearn Finance are looking for the best opportunities to optimize the rate of return by looking for the best opportunities in various protocols, thereby reducing the needs of users to manually manage multiple positions.
In terms of abstraction, new agreements make it easier for participants to interact with the DEFI system without having rich technical knowledge.
These tools jointly break the entry threshold, making DEFI more intuitive, and easierEssence
3. Derx with a comprehensive lending market
As the borrowing service is directly integrated into the decentralized exchange (Dexes), the derivatives in Defi are righteous.Dydx and Synthetix and other platforms are the first to adopt this method to allow traders to use lending assets for derivative transactions or hedging.
This creates a seamless experience for mature traders seeking advanced risk management and capital efficiency.
With permanent contracts and synthetic assets, these platforms have laid the foundation for Defi’s deeper liquidity and more complex trading strategies, especially with institutions’ interest in the decentralized market.
4. Flash loan vault and one -click cycle
Flash loan is one of the most unique features of DEFI. It allows users to borrow a lot of funds without mortgage, provided that the loan is repaid in the same transaction.
The next development of this field involves Flash Loan Insurance Library. Just click on to perform complex strategies such as “cycle” and “repeated lending”.
In the past, professional and technical things were used, and now anyone can use it, so that advanced financial strategies can be more approachable.
Into theBlock and some income aggregates are currently implemented in their insurance libraries, but the public application focusing on the public is still in a very early stage.
5. Tolerance of Real World Assets (RWA)
As real -world assets (RWA) such as real estate, commodities and stocks are kept, the influence of Defi is continuously expanding outside the blockchain.
ONDO Finance and other projects and Berlaide’s BUIDL Fund Initiative are leading this trend and bring these traditional mobility assets into the DEFI ecosystem.
RWA’s token has released the liquidity of the market that was difficult to enter before, providing new mortgage options for DEFI loans, and expanding the scope of decentralized finance.
This trend is blurring the boundaries between traditional finance and DEFI, attracting institutional capital, and expanding the potential of decentralized markets.
6. Protocol -based credit system
DEFI is using protocol -based system -based system rewriting credit rules. The system uses blockchain local data (such as trading history, Staking behavior and governance participation) to evaluate the credit.
This decentralized method provides a more inclusive credit market and expands the credit channels of individuals and enterprises that traditional financial institutions may ignore.
By bypassed the central bank and the traditional credit score system, DEFI will realize the democratization of capital acquisition and create new lending opportunities for global audiences.
Although there is no mature agreement at present, it can provide fully realized solutions in this field, and sooner or later we will see that the first important application appears in DEFI.
7. Trade and receivable financing
DEFI provides enterprises with faster liquid funds through trade and accounts receivable financing, and has begun to change global business.Through the tokenized invoice and use it as a loan mortgage, enterprises can get funds faster, especially in industries with a long payment cycle.
Goldfinch is a example of the DEFI protocol. It provides decentralized loans to companies in the real world by connecting DEFI capital with traditional accounts receivable financing.
This innovation provides a real alternative for traditional bank loans, realizes the democratization of trade financing, and has opened up a new liquidity channel for global tradeEssence
8. Intellectual property (IP) differentiation
Intellectual property (IP) assets token is a emerging trend and has huge potential in the DEFI field.
, Through the division of the ownership of patents, trademarks, and copyrights, enterprises can create a new market for the throughken support for intellectual property rights, so that investors can buy and sell shares of these valuable assets.
Vitadao is one of the pioneers in this field. It focuses on the collective ownership and token of biomedical intellectual property rights, especially in the field of longevity research.
This method not only provides novel financing channels for research, but also opens intellectual property investment to a wider range of audiences, making intellectual property assets more liquid and available.
Defi’s innovative cycle did not mean signs of slowing down.With the tokenization of real world assets, simplifying the revenue strategy, and the re -concept of the credit system, Defi has been ready to fundamentally change the financial pattern.
These trends have not only promoted growth, but also attracted the participation of more institutions, and reduced the gap between traditional finance and decentralized ecosystems.
With the popularization of these innovations, DEFI will continue to break through the possible boundaries, Release the new market, reshape capital flow, and redefine the finance we are familiar with.
