2025 Seven major DEFI pledge platforms: How to maximize DEFI pledge income?

Written article: Siddhant Kejriwal Compilation: Glendon, Techub News

Since the development of the cryptocurrency industry, pledge has become its indispensable cornerstone, and has played an important role in network security and investor participation.By participating in pledge, individuals can not only contribute to the stable operation of the blockchain network, but also unlock the opportunity to obtain passive income.Specifically, the benefits of participating in pledge include:

1. Strengthen the security of the encrypted economy: In essence, pledge involves locking a certain number of cryptocurrencies to support the operation of the blockchain network.This process is particularly critical for the blockchain of equity (POS). Among them, the verifications confirm the transaction based on the number of cryptocurrencies they pledged.This mechanism ensures the security of the network and close the interests of the participants closely with the healthy development of the blockchain.

2. Earn passive income: In addition to enhancing network security, pledge also provides attractive economic incentives.Through pledge assets, investors can get rewards and are usually issued in the form of additional cryptocurrency tokens.This way of income meets the needs of maximizing rewards without active transactions to maximize returns.In some projects, pledge may also involve airdrop activities, providing pledges with additional asset value -added opportunities.

3. Start the new project through the re -pledge: a new innovation in the pledge field is “RestAKing”, which makes pledged assets reorganize between multiple agreements.This method allows new projects to use the security and capital of existing networks to effectively guide its development.For example, platforms such as EIGENLAYER allow users to pledge its ETH or liquidity pledged tokens and expand the security security of the encrypted economy to other applications on the network, thereby promoting re -pledge and bringing further benefits to investors.

It should be noted that although the re -escort provides investors with opportunities to increase income and enhance network support, it is also accompanied by some complexity and risks that cannot be ignored.With the arrival of 2025, the field of DEFI pledge will continue to flourish, providing investors with more choices. This article will take you to understand the top DEFI pledge platforms that deserve close attention.

What is DEFI pledge?

DEFI pledge involves locking cryptocurrency assets in smart contracts to support the operation of the blockchain network, especially those networks that adopt the consensus mechanism of equity (POS).In the POS network, the verificationrs confirmed the transaction based on the number of cryptocurrencies they pledged and created a new block.Praising usually needs to deploy a complete node and meet the minimum pledge requirements of the network, so that the participants can verify the transaction and participate in the network consensus to get rewards.

The main concepts in DEFI pledge

Smart contract and pledge contract: Smart contracts are self -executed protocols encoded on the blockchain to ensure that the pledge process is automated, transparent and secure.When you pledge the tokens, you actually become the authentication of the network (or the client) of the network to jointly maintain the security and stability of the network.In return, you will be rewarded in the form of new token or transaction fees.
Pledge rewards: Praising rewards usually include newly cast tokens and transaction fees to encourage participants to contribute to network security and operation.
Punishment mechanism: In order to maintain network integrity, the POS network implemented the punishment mechanism “Slashing”. If the verifier is engaged in malicious activities or fails to perform its duties, it will reduce its pledge funds.This mechanism aims to curb the occurrence of improper behavior.

DEFI pledge vs. centralized pledge

When comparing DEFI pledge and centralized pledge service, the following key factors are more prominent:

Ownership: DEFI pledge allows users to retain the actual ownership of their assets because they can control their private keys.In contrast, centralized pledge requires users to entrust their assets to third parties, thereby abandoning direct control.
Transparency: The DEFI platform runs based on open source smart contracts and provides transparent pledge processes and reward distribution.The centralized platform may lack this transparency, and it is difficult for users to verify how rewards are calculated and distributed.
Security and control: DEFI pledge users can better control their assets, reduce dependence on intermediaries, and reduce the risk of transaction opponents.Central pledge involves entrusting the assets to the platform. If the platform is attacked, it may bring security risks.
Mechanism: In the DEFI pledge, the user entrusts it to the network without permission to participate in the network’s consensus mechanism.The centralized pledge platform is to bring together user funds and use the verified by the platform to pledge. Generally, the specific details of the process will not be disclosed.
Learning curve: DEFI pledge may be complicated, and users need to browse various platforms and manage private keys, which may be challenging for beginners.The centralized platform provides a more friendly and similar experience of web2, which simplifies the pledge process at the cost of sacrificing decentralization.

in conclusion

Selection between DEFI and centralized pledge platform depends on personal preferences, especially about control, transparency and ease of use.Next, this article will explore the top DEFI pledge platform that is expected to have an impact in 2025 and provide some insights.

DEFI pledge platform

The following is a comprehensive overview of the DEFI pledge agreement we are about to discuss, focusing on its main functions, related tokens, and current annual interest rate (APR) or annualized yield (APY).

Lido Finance

Lido Finance is a DEFI protocol focusing on liquid pledges.It uses households to pledge its digital assets on multiple blockchain networks while maintaining liquidity at the same time, so as to effectively solve the restrictions on traditional pledge, such as asset locking and high standard entry thresholds.By issuing liquid pledged tokens (LSTS) such as Ethereum, such as STETH, Lido allows users to make pledge rewards and use their assets in a wider DEFI ecosystem.

The main features of lido finance

Liquid pledge: LiDO’s core service allows users to pledge assets without locking it.It provides pledge token derivatives (such as stch), which can be transferred freely, transactions, or use in other DEFI protocols.
Decentralization governance: Managed by LIDO decentralized autonomous organization (DAO), LIDO ensures that the decision -making of relevant agreement parameters, node operators and cost structures shall be jointly made by LDO token holders.
Safety measures: LIDO hires experienced node operators and conducts regular audits to maintain the integrity and security of the pledge process, and minimize risks, such as punishment reduction.
DEFI Integration: Lido’s liquid pledged token has been widely accepted on various DEFI platforms. Users can participate in borrowing and income farming while earning pledge rewards.

Supported pledged token

LIDO supports a variety of cryptocurrency pledge across different networks, including:

Ethereum: pledged ETH and obtained STETH.
Polygon (MATIC): pledged MATIC and obtained StMatic.
Solana (sol): pledged SOL and obtained Stsol.
Polkadot (dot): pledged DOT and obtained Stdot.
Kusama (KSM): pledge KSM and get Stksm.

LDO tokens and its utility

Lido’s native currency LDO played several key role in the ecosystem:

Governance: LDO holders participated in the Lido DAO to vote for key decisions such as protocol upgrades, cost structure and selection of node operators.
Incentives: LDO tokens can be used to motivate liquidity providers and users who have contributed to the growth and stability of the LIDO protocol.

Summarize

Lido Finance has now consolidated its leading position in the DEFI field.As of December 2024, its total locking value (TVL) has a historical highest level of $ 40 billion.

LIDO is the leading position as the leading LST platform.Defillama

This growth reflects the increasing confidence of users’ confidence in LIDO liquidity pledge solutions and its confidence in the DEFI ecosystem.In addition, LIDO’s recent community pledge module has enhanced decentralization by allowing non -licensed node operators to participate, thereby further strengthening the security and elasticity of the network.

Pendle Finance

Pendle Finance is a DEFI protocol that allows users to make the future income of income assets and conduct transactions.Through the principal and income part of separation assets, Pendle uses a higher -level income management strategy, including fixed income, speculation on future income changes, and unlocking liquidity from pledge assets.This innovation method introduces traditional financial concepts (such as interest rate derivatives) into the DEFI field to provide users with greater control and flexibility for their investment.

The main features of Pendle Finance

Increase tokens: Pendle allows users to pack the income token into a standardized income (SY) tokens, and then split it into the principal token (PT) and the income tokens (YT).This separation allows the principal and future income to be traded independently, thereby promoting the implementation of lock -up or speculative income fluctuations.
PENDLE automatically do the city merchant (AMM): PENDLE’s AMM is designed for the assets at the time at attenuation, providing optimized pricing and minimum sliding points.It supports concentrated liquidity and dynamic expense structures, which can improve capital efficiency and reduce the impermanent loss of liquidity providers.
VEPENDLE governance: Pendle uses voting to host token models, and users can lock PENDLE tokens to receive VEPENDLE.This mechanism is granted to the right to govern, allowing holders to participate in the decision -making of the agreement, provide direct incentives to a specific liquidity pool, and earn part of the income of the agreement.

Supported pledged assets

PENDLE supports a variety of income assets in multiple blockchain networks, including:

Ethereum (ETH): Pendle allows tokenization and transactions for assets such as STETH (Lido’s liquidity pledged token).
Stable coins: tokens (such as USDC and DAI) such as AAVE or Compound (such as USDC and DAI) can be used in the ecosystem of Pendle.
Other income tokens: The assets generated by various DEFI protocols can also be integrated on the PENDLE platform.

PENDLE tokens and its utility

PENDLE tokens are native practical and governance tokens in the Pendle ecosystem.Its main functions include:

Governance: PENDLE holders can lock their tokens to receive VEPENDLE, so as to award them to participate in the voting rights of agreement governance decision -making, such as proposal and voting upgrade, cost structure and other key parameters.
Incentives: Pendle tokens incentive liquidity providers and users to promote the growth and stability of the platform.In addition, Vependle holders can guide the incentives to a specific liquidity pool to improve their return.
Revenue sharing: Vependle holders have the right to share the income of the agreement, so that the interests of the community are consistent with the success of the platform.

Summarize

PENDLE Finance has gradually become an important force in the DEFI field by introducing the income tokenization and AMM, which is dedicated to revenue transactions.As of December 2024, PENDLE’s total lock value (TVL) has exceeded $ 5 billion (data from Defillama).

The integration of PENDLE and various DEFI protocols, and extensions in various blockchain networks such as Ethereum and Arbitrum, further consolidated its position as a multi -functional and value tool in the DEFI ecosystem.

Eigenlayer

EIGENLAYER is based on Ethereum’s innovative agreement. It introduces the concept of “re -pledge” that allows users to re -assign its pledged Ethereum (ETH) or liquidity pledged token (LSTS) to enhance the construction of Ethereum in Ethereum.The security and function of other services on the network.By realizing the reuse of pledged assets, Eigenlayer has promoted the development of sharing security models and the development of application chains and ROLLUP technology without independent verification device collection.

EIGENLAYER’s main features

Re -pledge mechanism: Eigenlayer allows ETH pledges and LST holders to select new software modules through re -pledge assets. These modules are called active verification services (AVSS).This process will expand the security of Ethereum into a wider range of applications, including data availability layers, prophecy machine networks, and consensus protocols.
No license to tokens: Eigenlayer introduces token support without permission, so that any ERC-20s tokens can be added as a pledged asset.This extension allows multiple tokens to contribute to the security of decentralized networks, while promoting cross -ecosystem cooperation, and enhance the practicality of various tokens.
EIGENDA (data availability layer): Eigenlayer provides EIGENDA, which is a low -cost data availability solution for Rollup and other second -layer solutions.By ensuring that data is easy to access and secure, EIGENDA has improved the scalability and efficiency of applications based on Ethereum.
Governance and flexibility: Eigenlayer’s architecture allows AVSS to customize its security parameters, including selecting specific tokens for re -pledge and defining reduction conditions.This flexibility enables services to customize security measures according to its unique needs, thereby promoting more elastic and adaptive ecosystems.

Supportable re -mortgage assets

Eigenlayer supports a variety of assets for re -pledge, including:

Ethereum: Users can participate in the security of other services by pledged their native pledged ETH.
Vigays such as LSTS: STETH, RETH and other tokens can be re -pledged through Eigenlayer to get additional rewards for holders.
ERC-20 tokens: By supporting tokens that need to be permitted, any ERC-20s tokens can now be added as a pledged asset add.

EIGEN tokens and its utility

EIGENLAYER has launched the EIGEN tokens, which is a general -purpose tokens, designed to enhance the security of the AVS fork protocol supported by Eigenlayer.In the face of extreme situations, such as active attacks or security vulnerabilities, the EIGEN tokens can protect these protocols and ensure that the integrity of the blockchain module stack is not damaged.By combining EIGEN tokens and re -pledged ETH, Eigenlayer provides users with higher -level encrypted economic security guarantees.

Summarize

According to DEFILLAMA data, as of December 2024, Eigenlayer’s TVL has reached approximately $ 20100 million.With the continuous development of Eigenlayer, it has always been at the forefront of enhanced Ethereum security and scalability with its pledge protocols, providing users and developers with new opportunities to participate and build the Ethereum network.

Ether.fi

Ether.Fi is a decentralized, non -hosting liquidity pledge protocol. By allowing Ethereum holders to pledge its assets while retaining the control of their private keys to enhance their ability.Ether.Fi issued a liquidity pledged token EETH. Its users can earn pledge rewards and participate in a broader DEFI ecosystem without having to bear the restrictions brought by traditional pledge.This method enhances the security, decentralization and user autonomy of the Ethereum network.

Ether.fi’s main feature

Non -custody pledge: Unlike many pledge services, Ether.Fi ensures that users maintain their private keys throughout the pledge process, which significantly reduces the risk of hosting.
Use EETH for liquidity pledge: When the user pledges ETH, they will receive EETH, which is a liquid token that represents their pledged assets.This token can be used for borrowing and income farming on various DEFI platforms, while accumulating pledge rewards.
Integrated with Eigenlayer: Ether.Fi and Eigenlayer provide re -pledge function to allow users to obtain additional rewards by protecting multiple decentralized applications (DAPP) at the same time.
Operation Solo Staker: Ether.Fi plans to allow individuals to operate their own verification nodes through Operation Solo Staker, thereby promoting decentralization.

ETHFI token and its utility

Ether.Fi’s original currency ETHFI has multiple functions in the platform:

Governance: ETHFI holders have the right to participate in the governance of the agreement, affecting decisions related to the management of the treasury, the utility of the token, and the development of the ecosystem.
Revenue sharing: Part of the monthly income of the agreement is used to repurchase ETHFI tokens, which may enhance its value and benefit the token holders.
Pledge incentive: Users can pledge their ETHFI token to get additional rewards, further encourage participation and remain consistent with the development of the platform.

Summarize

Ether.Fi has become an important participant in the DEFI field. Its TVL exceeded 9.54 billion US dollars in December 2024, making it one of the leading pledge agreements in the Ethereum ecosystem.

Ethena Finance

Ethena Finance is a DEFI protocol based on Ethereum, providing an encrypted native synthetic US dollar called “USDE”.Unlike the traditional stable currency dependent on the statutory reserves, the USDE maintains its hook through Delta hedging strategy and cryptocurrency mortgage (mainly Ethereum). This design provides a solution for anti -review and scalability.

The main features of Ethena Finance

Synthetic USD: USDE is a complete support for the synthetic US dollar that is mortgaged by encrypted assets and managed through Delta hedge.This method ensures stability without relying on the traditional banking system to provide a flexible alternative to the DEFI field.
Internet bonds (Susde): Through pledged USDE, users can obtain Susde, which is a kind of income asset that accumulates income from the agreement over time.This mechanism allows users to earn passive income while maintaining the opening of stable assets.
Delta hedge mechanism: Ethena uses Delta hedge to use the short position of the derivative market to offset the price fluctuation of mortgage assets.This strategy maintains a USDE linked to the US dollar to ensure that the market can remain stable even if the market fluctuates.
Non -controlling and decentralization: Ethena’s operation does not depend on traditional financial infrastructure, providing users with complete control of their assets.

Supported pledged assets

Ethena mainly supports Ethereum as a mortgage for casting USDE.Users can deposit ETH into the protocol to generate USDE, and then pledge to receive SUSDE, thereby participating in the income generation mechanism of the protocol.

ENA tokens and its utility

Ethena’s native governance token ENA plays several key role in the ecosystem:

Governance: ENA holders can participate in the governance of the agreement and make decisions related to system upgrades, parameter adjustment, and overall strategic direction through voting.
Pledge reward: By pledged ENA, users can get Sena, which may accumulate additional rewards in the incentive mechanism in the agreement and provide higher reward multiple.

Summarize

According to DEFILLAMA data, as of December 2024, Ethena Finance has more than $ 5.9 billion.

Jito

JITO is a mobile pledge agreement running on the Solana blockchain, focusing on maximizing the extraction value (MEV) strategy.By allowing users to pledge their SOL tokens in exchange for Jitosol, a liquid pledged token, JITO enables participants to get pledge rewards increased from MEV income.

The main features of Jito

MEV -driven pledge reward: JITO integrates the MEV strategy to improve the pledge reward.By acquiring and re -assigning MEV profits, Jitosol holders can get higher returns than traditional pledge methods.
Using Jitosol for liquidity pledge: After pledged SOL, users will receive the Jitosol tokens representing their pledged assets.These tokens remain liquid and allow users to participate in various DEFI activities, and they can still get pledge rewards.
Non -custody platform: JITO is operated as a non -custody platform to ensure that users retain their control over their assets.
Enhance network performance: JITO pledge through verifications that specializes in optimizing software, which helps improve network performance and reduce spam on the Solana blockchain.

Supported pledged assets

JITO mainly supports the pledge of Solana token SOL.Users can pledge the number of SOLs of the appointment and get Jitosol as a return.

JTO tokens and its purpose

Jito launched its native currency JTO, which played a variety of functions in the ecosystem:

Governance: JTO holders can participate in agreement governance.
Pledge reward: By pledged JTO, users can get additional rewards.

Summarize

Jito has made a significant growth in the Solana ecosystem.According to its website data, as of December 2024, more than 14.5 million SOL tokens had pledged through JITO, and about 204 Solana verifiedrs participated in it.The annual pledge yield (APY) provided by the platform exceeds 8%, reflecting its competitive advantage in the liquid pledge market.

A iconic feature of JITO is the integration of MEV strategies to enhance pledge rewards.In addition, Jito’s commitment to open source development is also reflected by the release of Jito-Solana. This is the first third party and MEV-enhanced verification client for Solana.

Babylon

Babylon is a pioneering agreement that introduces Bitcoin pledge to the DEFI ecosystem.By allowing Bitcoin to directly pledge his assets, Babylon allows users to contribute to the security of the blockchain while earning income.This innovation method eliminates the needs of BTC bridges, packaging, or transferring to third -party custodian institutions, thereby maintaining the safety and decentralization of Bitcoin.

The main features of babylon

Self -hosting pledge: Babylon’s protocol allows BTC to pledge assets without transferring control to external entities.Users lock their Bitcoin by self -custody to ensure that they have complete ownership and security throughout the pledge process.
Combination with POS chain: By pledged BTC, users can participate in protecting various POS blockchains, including application chains and decentralized applications (DAPP).This integration has enhanced the security of these networks and rewarded the pledker as a return.
Quick unblocked: BABYLON uses a Bitcoin timestamp protocol to make the pledged BTC quickly unbound.This feature ensures that users can quickly withdraw assets without relying on social consensus, thereby maintaining liquidity and flexibility.
Extensible re -pledge: The modular design of the protocol supports scalable reinforcement, allowing a single BTC pledge to protect multiple POS chains at the same time.This function can maximize the income potential.

Supported pledged assets

Babylon focuses on the purpose of pledged Bitcoin.

Summarize

Babylon has achieved major results, including successfully launching its main network and launching multiple pledge limit.It is worth noting that TVL of the agreement exceeded $ 5.7 billion in December 2024.

Defi pledge pros and disadvantage

The benefits of DEFI pledge

1. Get the potential for high returns through income farming: DEFI pledge usually provides considerable rewards, especially when combining income farming strategies.

2. Enhance the control of funds: The user reserves the complete ownership of the decentralized wallet to the decentralized wallet, and does not need to rely on the third -party custodian institution.

3. Participate in governance: pledge governance tokens enable users to vote on agreement decisions and affect the future development of the platform.

4. Contribution to network security and operation: Through pledge, users can help protect the blockchain network and maintain decentralized operations.

5. Liquid pledged token: Laculating tokens enable users to access pledged capital while continuing to get rewards.

6. Flexibility of returns strategy: DEFI pledge provides a variety of opportunities for innovative strategies, such as re -pledge or using pledged token to participate in other DEFI activities to achieve compound profit.

7. Entering emerging ecosystems: pledge supports innovation by helping guides new agreements and ecosystems.

Risk of DEFI pledge

1. Smart contract vulnerability: Malicious attacks or vulnerabilities in smart contracts may cause losses for pledged assets.

2. Impermanence in the liquidity pool: Changes in the price of tokens may reduce the value of assets in the liquidity pool, thereby affecting the overall return.

3. Volume of tokens: The volatility of cryptocurrencies may affect the value of pledge rewards.

4. Reduce punishment: In some networks, improper verifications may lead to reducing punishment for pledged funds.

5. Specific risks: emerging platforms may lack sufficient audit or experience, thereby increasing the risk of operating failure.

6. Lack of liquidity: The pledge assets may be locked for a period of time, thereby restricting the instant availability of funds.

A strategy of reducing the risk of DEFI pledge

1. Diversify pledge across multiple platforms: Diversify your pledged assets into different protocols to reduce the impact of a single platform failure.

2. Research platform audit and security history: Choose platforms that have good security records and regularly accept third -party audits to ensure your financial security.

3. Focus on changes in tokens economics and agreement: closely monitor the changes in the supply of tokens, the reward mechanism, and the governance decision -making of your pledge strategy.

4. Use liquidity pledge selection: Use the agreement to provide liquidity pledged token to maintain liquidity and flexibility while earning rewards.

5. Set the risk limit: In order to manage the exposure of risk, please determine the maximum percentage distribution assigned to the pledge in your investment portfolio and strictly abide by it.

6. Use reputable wallets and hardware safety equipment: store your pledged assets in a safe wallet to prevent potential hacking or online fishing attacks.

How to start DEFI pledge: step -by -step guide

DEFI pledge allows you to earn rewards by supporting the blockchain network. Although the specific steps may vary from the agreement, the following content provides a general guide:

Step 1: Choose a pledge agreement

Study different pledge platforms, and select a platform that is consistent with your goals, such as liquing pledge (such as Lido Finance or Jito) or income tokenization.
Consider supporting factors such as assets, security measures and potential returns.

Step 2: Set wallet

Choose an unshakable wallet compatible with protocols, such as Metamask or Phantom of Solana based on Ethereum platform.
Back up your notes and enable dual authentication to ensure the safety of the wallet.

Step 3: Get thekend

Tokens required to purchase pledges through cryptocurrency exchanges (such as LiDo ETH, JITO’s solo).
Transfer the tokens to your wallet.

Part 4: Connect to the pledge agreement

Visit the official website (for example, lido.fi, Jito.network).
Connect your wallet to the platform according to the prompts.

Step 5: pledged assets

Select the tokens you want to pledge and determine the amount.
Confirm the pledge transaction and make sure you have enough funds to pay the transaction fee.
In the liquid pledge agreement, you will receive a derivative token (such as STETH or Jitosol) that you can use it in the Defi ecosystem.

Step 6: Monitor and manage your rights

Track your pledge reward and investment portfolio performance regularly through the interface of the instrument board or protocol.
Consider using the benefits of tokenization such as PENDLE and other protocols to formulate additional strategies.

How to maximize DEFI pledge income

1. Diversify your pledge investment portfolio: Diversify the investment to multiple agreements, to minimize the risk and optimize the return.

2. Reinforcement reward: By re -pledge or participate in income farming opportunities, use the reward to increase the return.

3. Maintain information spirituality: Pay attention to the agreement governance of pledge or security, the update of token economics and network upgrades.

4. Optimize GAS costs: Arrange trading time when there are fewer online activities to reduce transaction costs.

5. Exploring advanced strategies: Considering the use of protocols such as Pendle Finance to lock fixed income or use token assets to speculate in future income.

7. Use liquidity tokens in DEFI: In order to accumulate additional returns on pledge rewards, deploy derivative currencies (such as STETH, Jitosol, etc.) in borrowing or income farming.

The above steps and techniques will help you start the DEFI pledge journey and fully release the potential of passive income in the DEFI ecosystem.

Summarize

This article discusses some top platforms that may be highly noticed in 2025, including Lido Finance, Pendle Finance, Eigenlayer, Ether.fi, Ethena, Jito, and Babylon.While each agreement provides basic pledge services, it has some unique functions, such as income tokenization, re -pledge or Bitcoin pledge.Mastering and effective use of these functions will be the key to our unlocking actual income.As the cryptocurrency market enters a new round of bull market, the DEFI field in 2025 is showing unlimited possibilities. Driven by continuous innovation and wide adoption, DEFI pledge is expected to become an important way for us to get rich returns.